Most business owners don't know if they're actually profitable - until it's too late.

mybalancingIQ connects to your QuickBooks or Xero and gives you a real-time business health score, cash flow forecast, and competitor insights — in minutes.

3 months free - no credit card needed
Start for freeSee how it works →

Currently supports QuickBooks and Xero · Sage coming soon

No signup needed

See how you stack up against your competitors — free, in 2 minutes.

Enter your website and we'll research your top competitors, score you side-by-side, and hand you an action plan. No account, no card — just real insight you can download.

We find your rivals

Not sure who to compare against? We'll pick the most relevant competitors for you.

Side-by-side scorecard

See exactly where you win, where you lag, and by how much.

Download the report

Take the full analysis with you as a polished PDF.

Takes about 1–2 minutes · powered by live web research

Up and running in under 5 minutes

01

Connect QuickBooks or Xero

Securely link your account. Takes about 2 minutes.

02

Get your health score

Instantly see your cash flow fitness, profitability, liquidity, and growth score.

03

Make smarter decisions

Use AI insights, forecasts, and alerts to act before problems arise.

Does this sound familiar?

Sales are up, but cash keeps running out — and you're not sure why.

Your accountant sends monthly reports — but problems happen daily.

You have no idea how your margins compare to others in your industry.

What you get

Everything you need. Nothing you don't.

Business health score

One clear number showing your cash flow fitness, profitability, liquidity, and growth — updated in real time.

Cash flow alerts & forecasting

Know about problems before they hit. Automated alerts for cash risk, margin dips, and unusual spend.

Competitor analysis

See how you stack up against your top competitors — with actionable suggestions to close the gap.

"What if" scenario planning

Model a new hire, a price change, or an investment — and instantly see the impact on your runway.

Invara — your AI advisor

Ask any financial question in plain English. Get clear, data-backed answers instantly, any time of day.

Accountant-ready

Share read-only access with your accountant or advisor. Enterprise-grade encryption included.

Early adopters say

"I finally understood why we were profitable on paper but always short on cash. mybalancingIQ showed me in the first week."

— Founding member, retail business

"The competitor analysis alone changed how I price our services. I had no idea we were underselling by 18%."

— Founding member, services business

Pricing

Pioneer

$35/mo

Full access to everything — health scores, AI advisor, competitor analysis, forecasting, and more.

3 months free · no credit card needed
Start for free

Start knowing your business — really knowing it.

Join the founding members building smarter businesses with mybalancingIQ.

Start today

No credit card required · 3 months free